Employee benefits are something that every company must manage. While they are an important part of most businesses, few employers have the time and resources to sit down and properly manage them. Montgomery & Graham understands this and has dedicated itself to innovative employee benefits planning. Since its formation in 1997, Montgomery & Graham has focused itself on helping employers to plan the best benefits packages for employee retention and cost savings. M&G is also dedicated to helping manage and providing individual insurance and property & casualty protection. Because we want clients to have a better understanding, we have compiled several common questions that potential customer should know about.